LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,856
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,935
−HK$2,113/mo
Today · 4.125%
HK$71,048
baseline
▲ 0.50% · 4.625%
HK$75,371
+HK$4,323/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,096/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,376
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,371
−HK$2,023/mo
Today · 4.125%
HK$78,394
baseline
▲ 0.50% · 4.625%
HK$82,527
+HK$4,133/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,788/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,227
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,722
−HK$2,536/mo
Today · 4.125%
HK$85,258
baseline
▲ 0.50% · 4.625%
HK$90,445
+HK$5,187/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$170,516/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,251
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,645
−HK$2,428/mo
Today · 4.125%
HK$94,073
baseline
▲ 0.50% · 4.625%
HK$99,032
+HK$4,959/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$188,146/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,598
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,509
−HK$2,958/mo
Today · 4.125%
HK$99,467
baseline
▲ 0.50% · 4.625%
HK$105,519
+HK$6,052/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$198,934/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,127
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,919
−HK$2,833/mo
Today · 4.125%
HK$109,752
baseline
▲ 0.50% · 4.625%
HK$115,537
+HK$5,785/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$219,504/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,340
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$124,083
−HK$3,803/mo
Today · 4.125%
HK$127,886
baseline
▲ 0.50% · 4.625%
HK$135,668
+HK$7,782/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$255,772/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,877
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$137,467
−HK$3,643/mo
Today · 4.125%
HK$141,110
baseline
▲ 0.50% · 4.625%
HK$148,548
+HK$7,438/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$282,220/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,070 · Scale 2, in force from 26 Feb 2026)