LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,856
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,935
−HK$2,113/mo
Today · 4.125%
HK$71,048
baseline
▲ 0.50% · 4.625%
HK$75,371
+HK$4,323/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,096/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,376
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,371
−HK$2,024/mo
Today · 4.125%
HK$78,395
baseline
▲ 0.50% · 4.625%
HK$82,527
+HK$4,132/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,790/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,227
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,722
−HK$2,536/mo
Today · 4.125%
HK$85,258
baseline
▲ 0.50% · 4.625%
HK$90,446
+HK$5,188/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$170,516/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,252
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,645
−HK$2,429/mo
Today · 4.125%
HK$94,074
baseline
▲ 0.50% · 4.625%
HK$99,032
+HK$4,958/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$188,148/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,598
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,510
−HK$2,957/mo
Today · 4.125%
HK$99,467
baseline
▲ 0.50% · 4.625%
HK$105,520
+HK$6,053/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$198,934/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,127
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,920
−HK$2,833/mo
Today · 4.125%
HK$109,753
baseline
▲ 0.50% · 4.625%
HK$115,538
+HK$5,785/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$219,506/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,340
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$124,084
−HK$3,803/mo
Today · 4.125%
HK$127,887
baseline
▲ 0.50% · 4.625%
HK$135,668
+HK$7,781/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$255,774/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,877
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$137,468
−HK$3,642/mo
Today · 4.125%
HK$141,110
baseline
▲ 0.50% · 4.625%
HK$148,549
+HK$7,439/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$282,220/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,075 · Scale 2, in force from 26 Feb 2026)