LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,857
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,937
−HK$2,113/mo
Today · 4.125%
HK$71,050
baseline
▲ 0.50% · 4.625%
HK$75,373
+HK$4,323/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,100/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,378
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,373
−HK$2,023/mo
Today · 4.125%
HK$78,396
baseline
▲ 0.50% · 4.625%
HK$82,529
+HK$4,133/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,792/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,228
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,724
−HK$2,535/mo
Today · 4.125%
HK$85,259
baseline
▲ 0.50% · 4.625%
HK$90,447
+HK$5,188/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$170,518/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,253
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,647
−HK$2,428/mo
Today · 4.125%
HK$94,075
baseline
▲ 0.50% · 4.625%
HK$99,034
+HK$4,959/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$188,150/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,600
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,511
−HK$2,958/mo
Today · 4.125%
HK$99,469
baseline
▲ 0.50% · 4.625%
HK$105,522
+HK$6,053/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$198,938/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,129
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,922
−HK$2,833/mo
Today · 4.125%
HK$109,755
baseline
▲ 0.50% · 4.625%
HK$115,540
+HK$5,785/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$219,510/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,343
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$124,086
−HK$3,803/mo
Today · 4.125%
HK$127,889
baseline
▲ 0.50% · 4.625%
HK$135,671
+HK$7,782/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$255,778/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,880
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$137,471
−HK$3,642/mo
Today · 4.125%
HK$141,113
baseline
▲ 0.50% · 4.625%
HK$148,551
+HK$7,438/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$282,226/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,099 · Scale 2, in force from 26 Feb 2026)