LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,860
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,940
−HK$2,113/mo
Today · 4.125%
HK$71,053
baseline
▲ 0.50% · 4.625%
HK$75,376
+HK$4,323/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,106/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,381
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,376
−HK$2,024/mo
Today · 4.125%
HK$78,400
baseline
▲ 0.50% · 4.625%
HK$82,532
+HK$4,132/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,800/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,232
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,728
−HK$2,535/mo
Today · 4.125%
HK$85,263
baseline
▲ 0.50% · 4.625%
HK$90,451
+HK$5,188/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$170,526/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,257
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$91,651
−HK$2,428/mo
Today · 4.125%
HK$94,079
baseline
▲ 0.50% · 4.625%
HK$99,038
+HK$4,959/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$188,158/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,604
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,515
−HK$2,959/mo
Today · 4.125%
HK$99,474
baseline
▲ 0.50% · 4.625%
HK$105,526
+HK$6,052/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$198,948/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,133
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,926
−HK$2,833/mo
Today · 4.125%
HK$109,759
baseline
▲ 0.50% · 4.625%
HK$115,545
+HK$5,786/mo
Deposit HK$8.80M · loan HK$20.52M · min. income ≈ HK$219,518/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,348
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$124,091
−HK$3,804/mo
Today · 4.125%
HK$127,895
baseline
▲ 0.50% · 4.625%
HK$135,677
+HK$7,782/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$255,790/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,886
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$137,476
−HK$3,643/mo
Today · 4.125%
HK$141,119
baseline
▲ 0.50% · 4.625%
HK$148,558
+HK$7,439/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$282,238/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,152 · Scale 2, in force from 26 Feb 2026)