LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,861
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,940
−HK$2,113/mo
Today · 4.125%
HK$71,053
baseline
▲ 0.50% · 4.625%
HK$75,377
+HK$4,324/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,106/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,382
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,377
−HK$2,023/mo
Today · 4.125%
HK$78,400
baseline
▲ 0.50% · 4.625%
HK$82,533
+HK$4,133/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,800/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,233
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,729
−HK$2,535/mo
Today · 4.125%
HK$85,264
baseline
▲ 0.50% · 4.625%
HK$90,452
+HK$5,188/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$170,528/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,258
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,652
−HK$2,429/mo
Today · 4.125%
HK$94,081
baseline
▲ 0.50% · 4.625%
HK$99,040
+HK$4,959/mo
Deposit HK$11.73M · loan HK$17.59M · min. income ≈ HK$188,162/mo (50% DSR)
Upfront cash ≈ HK$12.97M (deposit + AVD stamp duty HK$1,246,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,605
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,517
−HK$2,958/mo
Today · 4.125%
HK$99,475
baseline
▲ 0.50% · 4.625%
HK$105,528
+HK$6,053/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$198,950/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,135
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,927
−HK$2,834/mo
Today · 4.125%
HK$109,761
baseline
▲ 0.50% · 4.625%
HK$115,546
+HK$5,785/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$219,522/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,349
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$124,093
−HK$3,803/mo
Today · 4.125%
HK$127,896
baseline
▲ 0.50% · 4.625%
HK$135,678
+HK$7,782/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$255,792/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,887
−HK$7,234/mo
▼ 0.25% · 3.875%
HK$137,478
−HK$3,643/mo
Today · 4.125%
HK$141,121
baseline
▲ 0.50% · 4.625%
HK$148,560
+HK$7,439/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$282,242/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,167 · Scale 2, in force from 26 Feb 2026)