LTV · monthly repayment
▼ 0.50% · 3.625%
HK$668,658
−HK$41,931/mo
▼ 0.25% · 3.875%
HK$689,457
−HK$21,132/mo
Today · 4.125%
HK$710,589
baseline
▲ 0.50% · 4.625%
HK$753,827
+HK$43,238/mo
Deposit HK$146.62M · loan HK$146.62M · min. income ≈ HK$1,421,178/mo (50% DSR)
Upfront cash ≈ HK$165.68M (deposit + AVD stamp duty HK$19,060,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$743,876
−HK$40,189/mo
▼ 0.25% · 3.875%
HK$763,826
−HK$20,239/mo
Today · 4.125%
HK$784,065
baseline
▲ 0.50% · 4.625%
HK$825,394
+HK$41,329/mo
Deposit HK$146.62M · loan HK$146.62M · min. income ≈ HK$1,568,130/mo (50% DSR)
Upfront cash ≈ HK$165.68M (deposit + AVD stamp duty HK$19,060,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$802,390
−HK$50,317/mo
▼ 0.25% · 3.875%
HK$827,349
−HK$25,358/mo
Today · 4.125%
HK$852,707
baseline
▲ 0.50% · 4.625%
HK$904,592
+HK$51,885/mo
Deposit HK$117.30M · loan HK$175.94M · min. income ≈ HK$1,705,414/mo (50% DSR)
Upfront cash ≈ HK$136.36M (deposit + AVD stamp duty HK$19,060,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$892,651
−HK$48,227/mo
▼ 0.25% · 3.875%
HK$916,591
−HK$24,287/mo
Today · 4.125%
HK$940,878
baseline
▲ 0.50% · 4.625%
HK$990,473
+HK$49,595/mo
Deposit HK$117.30M · loan HK$175.94M · min. income ≈ HK$1,881,756/mo (50% DSR)
Upfront cash ≈ HK$136.36M (deposit + AVD stamp duty HK$19,060,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$936,122
−HK$58,703/mo
▼ 0.25% · 3.875%
HK$965,240
−HK$29,585/mo
Today · 4.125%
HK$994,825
baseline
▲ 0.50% · 4.625%
HK$1,055,357
+HK$60,532/mo
Deposit HK$87.97M · loan HK$205.27M · min. income ≈ HK$1,989,650/mo (50% DSR)
Upfront cash ≈ HK$107.03M (deposit + AVD stamp duty HK$19,060,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,041,426
−HK$56,265/mo
▼ 0.25% · 3.875%
HK$1,069,356
−HK$28,335/mo
Today · 4.125%
HK$1,097,691
baseline
▲ 0.50% · 4.625%
HK$1,155,552
+HK$57,861/mo
Deposit HK$87.97M · loan HK$205.27M · min. income ≈ HK$2,195,382/mo (50% DSR)
Upfront cash ≈ HK$107.03M (deposit + AVD stamp duty HK$19,060,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,203,585
−HK$75,475/mo
▼ 0.25% · 3.875%
HK$1,241,023
−HK$38,037/mo
Today · 4.125%
HK$1,279,060
baseline
▲ 0.50% · 4.625%
HK$1,356,888
+HK$77,828/mo
Deposit HK$29.32M · loan HK$263.91M · min. income ≈ HK$2,558,120/mo (50% DSR)
Upfront cash ≈ HK$48.38M (deposit + AVD stamp duty HK$19,060,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,338,976
−HK$72,341/mo
▼ 0.25% · 3.875%
HK$1,374,887
−HK$36,430/mo
Today · 4.125%
HK$1,411,317
baseline
▲ 0.50% · 4.625%
HK$1,485,709
+HK$74,392/mo
Deposit HK$29.32M · loan HK$263.91M · min. income ≈ HK$2,822,634/mo (50% DSR)
Upfront cash ≈ HK$48.38M (deposit + AVD stamp duty HK$19,060,483 · Scale 2, in force from 26 Feb 2026)