LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,870
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,950
−HK$2,113/mo
Today · 4.125%
HK$71,063
baseline
▲ 0.50% · 4.625%
HK$75,387
+HK$4,324/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,126/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,392
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,387
−HK$2,024/mo
Today · 4.125%
HK$78,411
baseline
▲ 0.50% · 4.625%
HK$82,544
+HK$4,133/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,822/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,244
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,740
−HK$2,536/mo
Today · 4.125%
HK$85,276
baseline
▲ 0.50% · 4.625%
HK$90,464
+HK$5,188/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$170,552/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,270
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,664
−HK$2,429/mo
Today · 4.125%
HK$94,093
baseline
▲ 0.50% · 4.625%
HK$99,053
+HK$4,960/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$188,186/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,618
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,530
−HK$2,958/mo
Today · 4.125%
HK$99,488
baseline
▲ 0.50% · 4.625%
HK$105,542
+HK$6,054/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$198,976/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,149
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,942
−HK$2,833/mo
Today · 4.125%
HK$109,775
baseline
▲ 0.50% · 4.625%
HK$115,562
+HK$5,787/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$219,550/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,365
−HK$7,548/mo
▼ 0.25% · 3.875%
HK$124,109
−HK$3,804/mo
Today · 4.125%
HK$127,913
baseline
▲ 0.50% · 4.625%
HK$135,697
+HK$7,784/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$255,826/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,905
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$137,497
−HK$3,643/mo
Today · 4.125%
HK$141,140
baseline
▲ 0.50% · 4.625%
HK$148,579
+HK$7,439/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$282,280/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,334 · Scale 2, in force from 26 Feb 2026)