LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,872
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,952
−HK$2,113/mo
Today · 4.125%
HK$71,065
baseline
▲ 0.50% · 4.625%
HK$75,389
+HK$4,324/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$142,130/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,394
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,389
−HK$2,024/mo
Today · 4.125%
HK$78,413
baseline
▲ 0.50% · 4.625%
HK$82,547
+HK$4,134/mo
Deposit HK$14.66M · loan HK$14.66M · min. income ≈ HK$156,826/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,246
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$82,742
−HK$2,536/mo
Today · 4.125%
HK$85,278
baseline
▲ 0.50% · 4.625%
HK$90,467
+HK$5,189/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$170,556/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,273
−HK$4,823/mo
▼ 0.25% · 3.875%
HK$91,667
−HK$2,429/mo
Today · 4.125%
HK$94,096
baseline
▲ 0.50% · 4.625%
HK$99,056
+HK$4,960/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$188,192/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,620
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,532
−HK$2,959/mo
Today · 4.125%
HK$99,491
baseline
▲ 0.50% · 4.625%
HK$105,545
+HK$6,054/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$198,982/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,152
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,945
−HK$2,834/mo
Today · 4.125%
HK$109,779
baseline
▲ 0.50% · 4.625%
HK$115,565
+HK$5,786/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$219,558/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$1,246,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,369
−HK$7,548/mo
▼ 0.25% · 3.875%
HK$124,113
−HK$3,804/mo
Today · 4.125%
HK$127,917
baseline
▲ 0.50% · 4.625%
HK$135,701
+HK$7,784/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$255,834/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,909
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$137,501
−HK$3,643/mo
Today · 4.125%
HK$141,144
baseline
▲ 0.50% · 4.625%
HK$148,584
+HK$7,440/mo
Deposit HK$2.93M · loan HK$26.39M · min. income ≈ HK$282,288/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,371 · Scale 2, in force from 26 Feb 2026)