LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,881
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,961
−HK$2,114/mo
Today · 4.125%
HK$71,075
baseline
▲ 0.50% · 4.625%
HK$75,399
+HK$4,324/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,150/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,404
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,399
−HK$2,025/mo
Today · 4.125%
HK$78,424
baseline
▲ 0.50% · 4.625%
HK$82,558
+HK$4,134/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,848/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,257
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$82,753
−HK$2,537/mo
Today · 4.125%
HK$85,290
baseline
▲ 0.50% · 4.625%
HK$90,479
+HK$5,189/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$170,580/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,285
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,679
−HK$2,430/mo
Today · 4.125%
HK$94,109
baseline
▲ 0.50% · 4.625%
HK$99,069
+HK$4,960/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$188,218/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,633
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,545
−HK$2,959/mo
Today · 4.125%
HK$99,504
baseline
▲ 0.50% · 4.625%
HK$105,559
+HK$6,055/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$199,008/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,166
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,959
−HK$2,834/mo
Today · 4.125%
HK$109,793
baseline
▲ 0.50% · 4.625%
HK$115,581
+HK$5,788/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$219,586/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,385
−HK$7,549/mo
▼ 0.25% · 3.875%
HK$124,130
−HK$3,804/mo
Today · 4.125%
HK$127,934
baseline
▲ 0.50% · 4.625%
HK$135,719
+HK$7,785/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$255,868/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,927
−HK$7,236/mo
▼ 0.25% · 3.875%
HK$137,519
−HK$3,644/mo
Today · 4.125%
HK$141,163
baseline
▲ 0.50% · 4.625%
HK$148,604
+HK$7,441/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$282,326/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,538 · Scale 2, in force from 26 Feb 2026)