LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,882
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,962
−HK$2,114/mo
Today · 4.125%
HK$71,076
baseline
▲ 0.50% · 4.625%
HK$75,401
+HK$4,325/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,152/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,405
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,401
−HK$2,024/mo
Today · 4.125%
HK$78,425
baseline
▲ 0.50% · 4.625%
HK$82,559
+HK$4,134/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,850/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,258
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$82,755
−HK$2,536/mo
Today · 4.125%
HK$85,291
baseline
▲ 0.50% · 4.625%
HK$90,481
+HK$5,190/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$170,582/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,286
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,681
−HK$2,429/mo
Today · 4.125%
HK$94,110
baseline
▲ 0.50% · 4.625%
HK$99,071
+HK$4,961/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$188,220/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,635
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,547
−HK$2,959/mo
Today · 4.125%
HK$99,506
baseline
▲ 0.50% · 4.625%
HK$105,561
+HK$6,055/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$199,012/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,168
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,961
−HK$2,834/mo
Today · 4.125%
HK$109,795
baseline
▲ 0.50% · 4.625%
HK$115,583
+HK$5,788/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$219,590/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,387
−HK$7,550/mo
▼ 0.25% · 3.875%
HK$124,132
−HK$3,805/mo
Today · 4.125%
HK$127,937
baseline
▲ 0.50% · 4.625%
HK$135,721
+HK$7,784/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$255,874/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,930
−HK$7,236/mo
▼ 0.25% · 3.875%
HK$137,522
−HK$3,644/mo
Today · 4.125%
HK$141,166
baseline
▲ 0.50% · 4.625%
HK$148,607
+HK$7,441/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$282,332/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,561 · Scale 2, in force from 26 Feb 2026)