LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,883
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,963
−HK$2,114/mo
Today · 4.125%
HK$71,077
baseline
▲ 0.50% · 4.625%
HK$75,402
+HK$4,325/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,154/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,406
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,402
−HK$2,024/mo
Today · 4.125%
HK$78,426
baseline
▲ 0.50% · 4.625%
HK$82,560
+HK$4,134/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,852/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,259
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$82,756
−HK$2,536/mo
Today · 4.125%
HK$85,292
baseline
▲ 0.50% · 4.625%
HK$90,482
+HK$5,190/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$170,584/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,288
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,682
−HK$2,430/mo
Today · 4.125%
HK$94,112
baseline
▲ 0.50% · 4.625%
HK$99,072
+HK$4,960/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$188,224/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,636
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,548
−HK$2,960/mo
Today · 4.125%
HK$99,508
baseline
▲ 0.50% · 4.625%
HK$105,562
+HK$6,054/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$199,016/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,169
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,963
−HK$2,834/mo
Today · 4.125%
HK$109,797
baseline
▲ 0.50% · 4.625%
HK$115,584
+HK$5,787/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$219,594/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,389
−HK$7,549/mo
▼ 0.25% · 3.875%
HK$124,134
−HK$3,804/mo
Today · 4.125%
HK$127,938
baseline
▲ 0.50% · 4.625%
HK$135,723
+HK$7,785/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$255,876/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,931
−HK$7,236/mo
▼ 0.25% · 3.875%
HK$137,523
−HK$3,644/mo
Today · 4.125%
HK$141,167
baseline
▲ 0.50% · 4.625%
HK$148,609
+HK$7,442/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$282,334/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,578 · Scale 2, in force from 26 Feb 2026)