LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,891
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,972
−HK$2,114/mo
Today · 4.125%
HK$71,086
baseline
▲ 0.50% · 4.625%
HK$75,411
+HK$4,325/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,172/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,416
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,412
−HK$2,024/mo
Today · 4.125%
HK$78,436
baseline
▲ 0.50% · 4.625%
HK$82,571
+HK$4,135/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,872/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,269
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,766
−HK$2,537/mo
Today · 4.125%
HK$85,303
baseline
▲ 0.50% · 4.625%
HK$90,494
+HK$5,191/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$170,606/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,299
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,694
−HK$2,429/mo
Today · 4.125%
HK$94,123
baseline
▲ 0.50% · 4.625%
HK$99,085
+HK$4,962/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$188,246/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,648
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,561
−HK$2,959/mo
Today · 4.125%
HK$99,520
baseline
▲ 0.50% · 4.625%
HK$105,576
+HK$6,056/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$199,040/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,182
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,976
−HK$2,835/mo
Today · 4.125%
HK$109,811
baseline
▲ 0.50% · 4.625%
HK$115,599
+HK$5,788/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$219,622/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,404
−HK$7,551/mo
▼ 0.25% · 3.875%
HK$124,149
−HK$3,806/mo
Today · 4.125%
HK$127,955
baseline
▲ 0.50% · 4.625%
HK$135,740
+HK$7,785/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$255,910/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,948
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$137,541
−HK$3,644/mo
Today · 4.125%
HK$141,185
baseline
▲ 0.50% · 4.625%
HK$148,627
+HK$7,442/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$282,370/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,736 · Scale 2, in force from 26 Feb 2026)