LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,892
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,973
−HK$2,114/mo
Today · 4.125%
HK$71,087
baseline
▲ 0.50% · 4.625%
HK$75,412
+HK$4,325/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,174/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,417
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,412
−HK$2,025/mo
Today · 4.125%
HK$78,437
baseline
▲ 0.50% · 4.625%
HK$82,572
+HK$4,135/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,874/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,270
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,767
−HK$2,537/mo
Today · 4.125%
HK$85,304
baseline
▲ 0.50% · 4.625%
HK$90,494
+HK$5,190/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$170,608/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,300
−HK$4,824/mo
▼ 0.25% · 3.875%
HK$91,695
−HK$2,429/mo
Today · 4.125%
HK$94,124
baseline
▲ 0.50% · 4.625%
HK$99,086
+HK$4,962/mo
Deposit HK$11.73M · loan HK$17.60M · min. income ≈ HK$188,248/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,649
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,562
−HK$2,959/mo
Today · 4.125%
HK$99,521
baseline
▲ 0.50% · 4.625%
HK$105,577
+HK$6,056/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$199,042/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,183
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,977
−HK$2,835/mo
Today · 4.125%
HK$109,812
baseline
▲ 0.50% · 4.625%
HK$115,600
+HK$5,788/mo
Deposit HK$8.80M · loan HK$20.53M · min. income ≈ HK$219,624/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,405
−HK$7,551/mo
▼ 0.25% · 3.875%
HK$124,151
−HK$3,805/mo
Today · 4.125%
HK$127,956
baseline
▲ 0.50% · 4.625%
HK$135,742
+HK$7,786/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$255,912/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,950
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$137,542
−HK$3,645/mo
Today · 4.125%
HK$141,187
baseline
▲ 0.50% · 4.625%
HK$148,629
+HK$7,442/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$282,374/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,748 · Scale 2, in force from 26 Feb 2026)