LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,899
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,980
−HK$2,114/mo
Today · 4.125%
HK$71,094
baseline
▲ 0.50% · 4.625%
HK$75,420
+HK$4,326/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,188/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,246,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,424
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,421
−HK$2,024/mo
Today · 4.125%
HK$78,445
baseline
▲ 0.50% · 4.625%
HK$82,580
+HK$4,135/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,890/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,246,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,279
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,776
−HK$2,537/mo
Today · 4.125%
HK$85,313
baseline
▲ 0.50% · 4.625%
HK$90,504
+HK$5,191/mo
Deposit HK$11.74M · loan HK$17.60M · min. income ≈ HK$170,626/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,309
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,705
−HK$2,429/mo
Today · 4.125%
HK$94,134
baseline
▲ 0.50% · 4.625%
HK$99,096
+HK$4,962/mo
Deposit HK$11.74M · loan HK$17.60M · min. income ≈ HK$188,268/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,659
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$96,572
−HK$2,960/mo
Today · 4.125%
HK$99,532
baseline
▲ 0.50% · 4.625%
HK$105,588
+HK$6,056/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$199,064/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,194
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$106,989
−HK$2,835/mo
Today · 4.125%
HK$109,824
baseline
▲ 0.50% · 4.625%
HK$115,613
+HK$5,789/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$219,648/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,418
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$124,164
−HK$3,806/mo
Today · 4.125%
HK$127,970
baseline
▲ 0.50% · 4.625%
HK$135,756
+HK$7,786/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$255,940/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,964
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$137,557
−HK$3,645/mo
Today · 4.125%
HK$141,202
baseline
▲ 0.50% · 4.625%
HK$148,645
+HK$7,443/mo
Deposit HK$2.93M · loan HK$26.40M · min. income ≈ HK$282,404/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,881 · Scale 2, in force from 26 Feb 2026)