LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,903
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,984
−HK$2,115/mo
Today · 4.125%
HK$71,099
baseline
▲ 0.50% · 4.625%
HK$75,425
+HK$4,326/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,198/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,246,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,429
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,425
−HK$2,025/mo
Today · 4.125%
HK$78,450
baseline
▲ 0.50% · 4.625%
HK$82,586
+HK$4,136/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,900/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,246,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,284
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,781
−HK$2,537/mo
Today · 4.125%
HK$85,318
baseline
▲ 0.50% · 4.625%
HK$90,510
+HK$5,192/mo
Deposit HK$11.74M · loan HK$17.60M · min. income ≈ HK$170,636/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,315
−HK$4,825/mo
▼ 0.25% · 3.875%
HK$91,710
−HK$2,430/mo
Today · 4.125%
HK$94,140
baseline
▲ 0.50% · 4.625%
HK$99,103
+HK$4,963/mo
Deposit HK$11.74M · loan HK$17.60M · min. income ≈ HK$188,280/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,246,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,665
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$96,578
−HK$2,960/mo
Today · 4.125%
HK$99,538
baseline
▲ 0.50% · 4.625%
HK$105,595
+HK$6,057/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$199,076/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,201
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$106,996
−HK$2,835/mo
Today · 4.125%
HK$109,831
baseline
▲ 0.50% · 4.625%
HK$115,620
+HK$5,789/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$219,662/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,246,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,426
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$124,172
−HK$3,806/mo
Today · 4.125%
HK$127,978
baseline
▲ 0.50% · 4.625%
HK$135,765
+HK$7,787/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$255,956/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,973
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$137,566
−HK$3,645/mo
Today · 4.125%
HK$141,211
baseline
▲ 0.50% · 4.625%
HK$148,654
+HK$7,443/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$282,422/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,246,961 · Scale 2, in force from 26 Feb 2026)