LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,906
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,987
−HK$2,115/mo
Today · 4.125%
HK$71,102
baseline
▲ 0.50% · 4.625%
HK$75,428
+HK$4,326/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,204/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,432
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,429
−HK$2,025/mo
Today · 4.125%
HK$78,454
baseline
▲ 0.50% · 4.625%
HK$82,589
+HK$4,135/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,908/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,287
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$82,785
−HK$2,537/mo
Today · 4.125%
HK$85,322
baseline
▲ 0.50% · 4.625%
HK$90,514
+HK$5,192/mo
Deposit HK$11.74M · loan HK$17.60M · min. income ≈ HK$170,644/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,247,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,319
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,714
−HK$2,431/mo
Today · 4.125%
HK$94,145
baseline
▲ 0.50% · 4.625%
HK$99,107
+HK$4,962/mo
Deposit HK$11.74M · loan HK$17.60M · min. income ≈ HK$188,290/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,247,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,669
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$96,582
−HK$2,961/mo
Today · 4.125%
HK$99,543
baseline
▲ 0.50% · 4.625%
HK$105,599
+HK$6,056/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$199,086/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,205
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$107,000
−HK$2,835/mo
Today · 4.125%
HK$109,835
baseline
▲ 0.50% · 4.625%
HK$115,625
+HK$5,790/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$219,670/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,431
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$124,177
−HK$3,806/mo
Today · 4.125%
HK$127,983
baseline
▲ 0.50% · 4.625%
HK$135,771
+HK$7,788/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$255,966/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,978
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$137,572
−HK$3,645/mo
Today · 4.125%
HK$141,217
baseline
▲ 0.50% · 4.625%
HK$148,661
+HK$7,444/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$282,434/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,016 · Scale 2, in force from 26 Feb 2026)