LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,907
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,988
−HK$2,115/mo
Today · 4.125%
HK$71,103
baseline
▲ 0.50% · 4.625%
HK$75,429
+HK$4,326/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,206/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,434
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,430
−HK$2,025/mo
Today · 4.125%
HK$78,455
baseline
▲ 0.50% · 4.625%
HK$82,590
+HK$4,135/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,910/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,289
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$82,786
−HK$2,537/mo
Today · 4.125%
HK$85,323
baseline
▲ 0.50% · 4.625%
HK$90,515
+HK$5,192/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$170,646/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,247,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,320
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,716
−HK$2,430/mo
Today · 4.125%
HK$94,146
baseline
▲ 0.50% · 4.625%
HK$99,109
+HK$4,963/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$188,292/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,247,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,670
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$96,584
−HK$2,960/mo
Today · 4.125%
HK$99,544
baseline
▲ 0.50% · 4.625%
HK$105,601
+HK$6,057/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$199,088/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,207
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$107,002
−HK$2,835/mo
Today · 4.125%
HK$109,837
baseline
▲ 0.50% · 4.625%
HK$115,627
+HK$5,790/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$219,674/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,433
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$124,179
−HK$3,806/mo
Today · 4.125%
HK$127,985
baseline
▲ 0.50% · 4.625%
HK$135,773
+HK$7,788/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$255,970/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,980
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$137,574
−HK$3,645/mo
Today · 4.125%
HK$141,219
baseline
▲ 0.50% · 4.625%
HK$148,663
+HK$7,444/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$282,438/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,034 · Scale 2, in force from 26 Feb 2026)