LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,908
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,990
−HK$2,114/mo
Today · 4.125%
HK$71,104
baseline
▲ 0.50% · 4.625%
HK$75,431
+HK$4,327/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,208/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,435
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,431
−HK$2,025/mo
Today · 4.125%
HK$78,456
baseline
▲ 0.50% · 4.625%
HK$82,592
+HK$4,136/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,912/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,290
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$82,788
−HK$2,537/mo
Today · 4.125%
HK$85,325
baseline
▲ 0.50% · 4.625%
HK$90,517
+HK$5,192/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$170,650/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,322
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,718
−HK$2,430/mo
Today · 4.125%
HK$94,148
baseline
▲ 0.50% · 4.625%
HK$99,110
+HK$4,962/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$188,296/mo (50% DSR)
Upfront cash ≈ HK$12.98M (deposit + AVD stamp duty HK$1,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,672
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$96,586
−HK$2,960/mo
Today · 4.125%
HK$99,546
baseline
▲ 0.50% · 4.625%
HK$105,603
+HK$6,057/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$199,092/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,209
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$107,004
−HK$2,835/mo
Today · 4.125%
HK$109,839
baseline
▲ 0.50% · 4.625%
HK$115,629
+HK$5,790/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$219,678/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,435
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$124,181
−HK$3,807/mo
Today · 4.125%
HK$127,988
baseline
▲ 0.50% · 4.625%
HK$135,775
+HK$7,787/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$255,976/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,983
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$137,576
−HK$3,646/mo
Today · 4.125%
HK$141,222
baseline
▲ 0.50% · 4.625%
HK$148,666
+HK$7,444/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$282,444/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,057 · Scale 2, in force from 26 Feb 2026)