LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,923
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,005
−HK$2,115/mo
Today · 4.125%
HK$71,120
baseline
▲ 0.50% · 4.625%
HK$75,447
+HK$4,327/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,240/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,451
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,448
−HK$2,025/mo
Today · 4.125%
HK$78,473
baseline
▲ 0.50% · 4.625%
HK$82,610
+HK$4,137/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,946/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,308
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,806
−HK$2,538/mo
Today · 4.125%
HK$85,344
baseline
▲ 0.50% · 4.625%
HK$90,536
+HK$5,192/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$170,688/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,341
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$91,737
−HK$2,431/mo
Today · 4.125%
HK$94,168
baseline
▲ 0.50% · 4.625%
HK$99,132
+HK$4,964/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$188,336/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,692
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$96,606
−HK$2,961/mo
Today · 4.125%
HK$99,567
baseline
▲ 0.50% · 4.625%
HK$105,626
+HK$6,059/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$199,134/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,232
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$107,027
−HK$2,836/mo
Today · 4.125%
HK$109,863
baseline
▲ 0.50% · 4.625%
HK$115,654
+HK$5,791/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$219,726/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,461
−HK$7,554/mo
▼ 0.25% · 3.875%
HK$124,208
−HK$3,807/mo
Today · 4.125%
HK$128,015
baseline
▲ 0.50% · 4.625%
HK$135,805
+HK$7,790/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$256,030/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,012
−HK$7,240/mo
▼ 0.25% · 3.875%
HK$137,606
−HK$3,646/mo
Today · 4.125%
HK$141,252
baseline
▲ 0.50% · 4.625%
HK$148,698
+HK$7,446/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$282,504/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,327 · Scale 2, in force from 26 Feb 2026)