LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,924
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,006
−HK$2,115/mo
Today · 4.125%
HK$71,121
baseline
▲ 0.50% · 4.625%
HK$75,448
+HK$4,327/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$142,242/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,452
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,449
−HK$2,026/mo
Today · 4.125%
HK$78,475
baseline
▲ 0.50% · 4.625%
HK$82,611
+HK$4,136/mo
Deposit HK$14.67M · loan HK$14.67M · min. income ≈ HK$156,950/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,309
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,807
−HK$2,538/mo
Today · 4.125%
HK$85,345
baseline
▲ 0.50% · 4.625%
HK$90,538
+HK$5,193/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$170,690/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,343
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$91,739
−HK$2,431/mo
Today · 4.125%
HK$94,170
baseline
▲ 0.50% · 4.625%
HK$99,134
+HK$4,964/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$188,340/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,694
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$96,608
−HK$2,961/mo
Today · 4.125%
HK$99,569
baseline
▲ 0.50% · 4.625%
HK$105,628
+HK$6,059/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$199,138/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,233
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,029
−HK$2,836/mo
Today · 4.125%
HK$109,865
baseline
▲ 0.50% · 4.625%
HK$115,656
+HK$5,791/mo
Deposit HK$8.80M · loan HK$20.54M · min. income ≈ HK$219,730/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,463
−HK$7,554/mo
▼ 0.25% · 3.875%
HK$124,210
−HK$3,807/mo
Today · 4.125%
HK$128,017
baseline
▲ 0.50% · 4.625%
HK$135,807
+HK$7,790/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$256,034/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,014
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,608
−HK$3,647/mo
Today · 4.125%
HK$141,255
baseline
▲ 0.50% · 4.625%
HK$148,700
+HK$7,445/mo
Deposit HK$2.93M · loan HK$26.41M · min. income ≈ HK$282,510/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,348 · Scale 2, in force from 26 Feb 2026)