LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,927
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,009
−HK$2,115/mo
Today · 4.125%
HK$71,124
baseline
▲ 0.50% · 4.625%
HK$75,452
+HK$4,328/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,248/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,456
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,453
−HK$2,026/mo
Today · 4.125%
HK$78,479
baseline
▲ 0.50% · 4.625%
HK$82,616
+HK$4,137/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$156,958/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,313
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,811
−HK$2,538/mo
Today · 4.125%
HK$85,349
baseline
▲ 0.50% · 4.625%
HK$90,543
+HK$5,194/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$170,698/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,347
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,744
−HK$2,431/mo
Today · 4.125%
HK$94,175
baseline
▲ 0.50% · 4.625%
HK$99,139
+HK$4,964/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$188,350/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,698
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,613
−HK$2,961/mo
Today · 4.125%
HK$99,574
baseline
▲ 0.50% · 4.625%
HK$105,633
+HK$6,059/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,148/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,239
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$107,034
−HK$2,836/mo
Today · 4.125%
HK$109,870
baseline
▲ 0.50% · 4.625%
HK$115,662
+HK$5,792/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,740/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,469
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,217
−HK$3,807/mo
Today · 4.125%
HK$128,024
baseline
▲ 0.50% · 4.625%
HK$135,814
+HK$7,790/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$256,048/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,021
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,615
−HK$3,647/mo
Today · 4.125%
HK$141,262
baseline
▲ 0.50% · 4.625%
HK$148,708
+HK$7,446/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$282,524/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,412 · Scale 2, in force from 26 Feb 2026)