LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,931
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,012
−HK$2,116/mo
Today · 4.125%
HK$71,128
baseline
▲ 0.50% · 4.625%
HK$75,456
+HK$4,328/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,256/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,460
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,457
−HK$2,025/mo
Today · 4.125%
HK$78,482
baseline
▲ 0.50% · 4.625%
HK$82,619
+HK$4,137/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$156,964/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,317
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,815
−HK$2,538/mo
Today · 4.125%
HK$85,353
baseline
▲ 0.50% · 4.625%
HK$90,547
+HK$5,194/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$170,706/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,352
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$91,748
−HK$2,431/mo
Today · 4.125%
HK$94,179
baseline
▲ 0.50% · 4.625%
HK$99,143
+HK$4,964/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$188,358/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,703
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,617
−HK$2,962/mo
Today · 4.125%
HK$99,579
baseline
▲ 0.50% · 4.625%
HK$105,638
+HK$6,059/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,158/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,243
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,039
−HK$2,836/mo
Today · 4.125%
HK$109,875
baseline
▲ 0.50% · 4.625%
HK$115,667
+HK$5,792/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,750/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,475
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,222
−HK$3,808/mo
Today · 4.125%
HK$128,030
baseline
▲ 0.50% · 4.625%
HK$135,820
+HK$7,790/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$256,060/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,027
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,622
−HK$3,646/mo
Today · 4.125%
HK$141,268
baseline
▲ 0.50% · 4.625%
HK$148,715
+HK$7,447/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$282,536/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,470 · Scale 2, in force from 26 Feb 2026)