LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,931
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,013
−HK$2,116/mo
Today · 4.125%
HK$71,129
baseline
▲ 0.50% · 4.625%
HK$75,457
+HK$4,328/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,258/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,460
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,457
−HK$2,026/mo
Today · 4.125%
HK$78,483
baseline
▲ 0.50% · 4.625%
HK$82,620
+HK$4,137/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$156,966/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,318
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,816
−HK$2,538/mo
Today · 4.125%
HK$85,354
baseline
▲ 0.50% · 4.625%
HK$90,548
+HK$5,194/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$170,708/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,353
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$91,749
−HK$2,431/mo
Today · 4.125%
HK$94,180
baseline
▲ 0.50% · 4.625%
HK$99,144
+HK$4,964/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$188,360/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,704
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,619
−HK$2,961/mo
Today · 4.125%
HK$99,580
baseline
▲ 0.50% · 4.625%
HK$105,639
+HK$6,059/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,160/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,245
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,040
−HK$2,837/mo
Today · 4.125%
HK$109,877
baseline
▲ 0.50% · 4.625%
HK$115,668
+HK$5,791/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,754/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,476
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,224
−HK$3,807/mo
Today · 4.125%
HK$128,031
baseline
▲ 0.50% · 4.625%
HK$135,822
+HK$7,791/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$256,062/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,029
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,623
−HK$3,647/mo
Today · 4.125%
HK$141,270
baseline
▲ 0.50% · 4.625%
HK$148,716
+HK$7,446/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$282,540/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,484 · Scale 2, in force from 26 Feb 2026)