LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,934
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,016
−HK$2,116/mo
Today · 4.125%
HK$71,132
baseline
▲ 0.50% · 4.625%
HK$75,460
+HK$4,328/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,264/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,464
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,461
−HK$2,026/mo
Today · 4.125%
HK$78,487
baseline
▲ 0.50% · 4.625%
HK$82,624
+HK$4,137/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$156,974/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,321
−HK$5,037/mo
▼ 0.25% · 3.875%
HK$82,820
−HK$2,538/mo
Today · 4.125%
HK$85,358
baseline
▲ 0.50% · 4.625%
HK$90,552
+HK$5,194/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$170,716/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,356
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,753
−HK$2,431/mo
Today · 4.125%
HK$94,184
baseline
▲ 0.50% · 4.625%
HK$99,149
+HK$4,965/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$188,368/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,708
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,623
−HK$2,961/mo
Today · 4.125%
HK$99,584
baseline
▲ 0.50% · 4.625%
HK$105,644
+HK$6,060/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,168/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,249
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,045
−HK$2,836/mo
Today · 4.125%
HK$109,881
baseline
▲ 0.50% · 4.625%
HK$115,673
+HK$5,792/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,762/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,482
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,229
−HK$3,808/mo
Today · 4.125%
HK$128,037
baseline
▲ 0.50% · 4.625%
HK$135,828
+HK$7,791/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$256,074/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,035
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,629
−HK$3,647/mo
Today · 4.125%
HK$141,276
baseline
▲ 0.50% · 4.625%
HK$148,723
+HK$7,447/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$282,552/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,538 · Scale 2, in force from 26 Feb 2026)