LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,935
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,017
−HK$2,115/mo
Today · 4.125%
HK$71,132
baseline
▲ 0.50% · 4.625%
HK$75,460
+HK$4,328/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,264/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,464
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,461
−HK$2,026/mo
Today · 4.125%
HK$78,487
baseline
▲ 0.50% · 4.625%
HK$82,625
+HK$4,138/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$156,974/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,247,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,322
−HK$5,037/mo
▼ 0.25% · 3.875%
HK$82,820
−HK$2,539/mo
Today · 4.125%
HK$85,359
baseline
▲ 0.50% · 4.625%
HK$90,553
+HK$5,194/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$170,718/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,357
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,754
−HK$2,431/mo
Today · 4.125%
HK$94,185
baseline
▲ 0.50% · 4.625%
HK$99,149
+HK$4,964/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$188,370/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,709
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,624
−HK$2,961/mo
Today · 4.125%
HK$99,585
baseline
▲ 0.50% · 4.625%
HK$105,645
+HK$6,060/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,170/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,250
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,046
−HK$2,836/mo
Today · 4.125%
HK$109,882
baseline
▲ 0.50% · 4.625%
HK$115,674
+HK$5,792/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,764/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,483
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,230
−HK$3,808/mo
Today · 4.125%
HK$128,038
baseline
▲ 0.50% · 4.625%
HK$135,829
+HK$7,791/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$256,076/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,036
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,631
−HK$3,646/mo
Today · 4.125%
HK$141,277
baseline
▲ 0.50% · 4.625%
HK$148,724
+HK$7,447/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$282,554/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,549 · Scale 2, in force from 26 Feb 2026)