LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,937
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,019
−HK$2,116/mo
Today · 4.125%
HK$71,135
baseline
▲ 0.50% · 4.625%
HK$75,463
+HK$4,328/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,270/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,467
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,464
−HK$2,026/mo
Today · 4.125%
HK$78,490
baseline
▲ 0.50% · 4.625%
HK$82,628
+HK$4,138/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$156,980/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,325
−HK$5,037/mo
▼ 0.25% · 3.875%
HK$82,823
−HK$2,539/mo
Today · 4.125%
HK$85,362
baseline
▲ 0.50% · 4.625%
HK$90,556
+HK$5,194/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$170,724/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,360
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,757
−HK$2,431/mo
Today · 4.125%
HK$94,188
baseline
▲ 0.50% · 4.625%
HK$99,153
+HK$4,965/mo
Deposit HK$11.74M · loan HK$17.61M · min. income ≈ HK$188,376/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,712
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,627
−HK$2,962/mo
Today · 4.125%
HK$99,589
baseline
▲ 0.50% · 4.625%
HK$105,648
+HK$6,059/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,178/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,254
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,050
−HK$2,836/mo
Today · 4.125%
HK$109,886
baseline
▲ 0.50% · 4.625%
HK$115,679
+HK$5,793/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,772/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$1,247,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,487
−HK$7,556/mo
▼ 0.25% · 3.875%
HK$124,235
−HK$3,808/mo
Today · 4.125%
HK$128,043
baseline
▲ 0.50% · 4.625%
HK$135,834
+HK$7,791/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$256,086/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,041
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,636
−HK$3,646/mo
Today · 4.125%
HK$141,282
baseline
▲ 0.50% · 4.625%
HK$148,730
+HK$7,448/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$282,564/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,594 · Scale 2, in force from 26 Feb 2026)