LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,946
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,028
−HK$2,116/mo
Today · 4.125%
HK$71,144
baseline
▲ 0.50% · 4.625%
HK$75,473
+HK$4,329/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,288/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,476
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,474
−HK$2,026/mo
Today · 4.125%
HK$78,500
baseline
▲ 0.50% · 4.625%
HK$82,638
+HK$4,138/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$157,000/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,335
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,834
−HK$2,539/mo
Today · 4.125%
HK$85,373
baseline
▲ 0.50% · 4.625%
HK$90,567
+HK$5,194/mo
Deposit HK$11.74M · loan HK$17.62M · min. income ≈ HK$170,746/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,372
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,769
−HK$2,431/mo
Today · 4.125%
HK$94,200
baseline
▲ 0.50% · 4.625%
HK$99,166
+HK$4,966/mo
Deposit HK$11.74M · loan HK$17.62M · min. income ≈ HK$188,400/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,724
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,639
−HK$2,962/mo
Today · 4.125%
HK$99,601
baseline
▲ 0.50% · 4.625%
HK$105,662
+HK$6,061/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,202/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,267
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,063
−HK$2,837/mo
Today · 4.125%
HK$109,900
baseline
▲ 0.50% · 4.625%
HK$115,693
+HK$5,793/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,800/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,502
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,251
−HK$3,808/mo
Today · 4.125%
HK$128,059
baseline
▲ 0.50% · 4.625%
HK$135,851
+HK$7,792/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$256,118/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,058
−HK$7,242/mo
▼ 0.25% · 3.875%
HK$137,653
−HK$3,647/mo
Today · 4.125%
HK$141,300
baseline
▲ 0.50% · 4.625%
HK$148,748
+HK$7,448/mo
Deposit HK$2.94M · loan HK$26.42M · min. income ≈ HK$282,600/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,752 · Scale 2, in force from 26 Feb 2026)