LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,951
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,034
−HK$2,115/mo
Today · 4.125%
HK$71,149
baseline
▲ 0.50% · 4.625%
HK$75,479
+HK$4,330/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,298/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,482
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,480
−HK$2,026/mo
Today · 4.125%
HK$78,506
baseline
▲ 0.50% · 4.625%
HK$82,645
+HK$4,139/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$157,012/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,341
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,840
−HK$2,539/mo
Today · 4.125%
HK$85,379
baseline
▲ 0.50% · 4.625%
HK$90,574
+HK$5,195/mo
Deposit HK$11.74M · loan HK$17.62M · min. income ≈ HK$170,758/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,379
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,776
−HK$2,432/mo
Today · 4.125%
HK$94,208
baseline
▲ 0.50% · 4.625%
HK$99,173
+HK$4,965/mo
Deposit HK$11.74M · loan HK$17.62M · min. income ≈ HK$188,416/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,731
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,647
−HK$2,962/mo
Today · 4.125%
HK$99,609
baseline
▲ 0.50% · 4.625%
HK$105,670
+HK$6,061/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,218/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,275
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,072
−HK$2,837/mo
Today · 4.125%
HK$109,909
baseline
▲ 0.50% · 4.625%
HK$115,702
+HK$5,793/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,818/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,512
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,260
−HK$3,809/mo
Today · 4.125%
HK$128,069
baseline
▲ 0.50% · 4.625%
HK$135,862
+HK$7,793/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$256,138/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,068
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$137,664
−HK$3,648/mo
Today · 4.125%
HK$141,312
baseline
▲ 0.50% · 4.625%
HK$148,760
+HK$7,448/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$282,624/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,851 · Scale 2, in force from 26 Feb 2026)