LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,952
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,034
−HK$2,116/mo
Today · 4.125%
HK$71,150
baseline
▲ 0.50% · 4.625%
HK$75,480
+HK$4,330/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,300/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,483
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,481
−HK$2,026/mo
Today · 4.125%
HK$78,507
baseline
▲ 0.50% · 4.625%
HK$82,645
+HK$4,138/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$157,014/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,342
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,841
−HK$2,539/mo
Today · 4.125%
HK$85,380
baseline
▲ 0.50% · 4.625%
HK$90,575
+HK$5,195/mo
Deposit HK$11.74M · loan HK$17.62M · min. income ≈ HK$170,760/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,380
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,777
−HK$2,432/mo
Today · 4.125%
HK$94,209
baseline
▲ 0.50% · 4.625%
HK$99,175
+HK$4,966/mo
Deposit HK$11.74M · loan HK$17.62M · min. income ≈ HK$188,418/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,732
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,648
−HK$2,962/mo
Today · 4.125%
HK$99,610
baseline
▲ 0.50% · 4.625%
HK$105,671
+HK$6,061/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,220/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,276
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,073
−HK$2,837/mo
Today · 4.125%
HK$109,910
baseline
▲ 0.50% · 4.625%
HK$115,704
+HK$5,794/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,820/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,513
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,262
−HK$3,808/mo
Today · 4.125%
HK$128,070
baseline
▲ 0.50% · 4.625%
HK$135,863
+HK$7,793/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$256,140/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,070
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$137,665
−HK$3,648/mo
Today · 4.125%
HK$141,313
baseline
▲ 0.50% · 4.625%
HK$148,762
+HK$7,449/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$282,626/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,864 · Scale 2, in force from 26 Feb 2026)