LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,953
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,035
−HK$2,116/mo
Today · 4.125%
HK$71,151
baseline
▲ 0.50% · 4.625%
HK$75,481
+HK$4,330/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,302/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,484
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,482
−HK$2,026/mo
Today · 4.125%
HK$78,508
baseline
▲ 0.50% · 4.625%
HK$82,647
+HK$4,139/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$157,016/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,343
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,842
−HK$2,539/mo
Today · 4.125%
HK$85,381
baseline
▲ 0.50% · 4.625%
HK$90,577
+HK$5,196/mo
Deposit HK$11.74M · loan HK$17.62M · min. income ≈ HK$170,762/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,381
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,778
−HK$2,432/mo
Today · 4.125%
HK$94,210
baseline
▲ 0.50% · 4.625%
HK$99,176
+HK$4,966/mo
Deposit HK$11.74M · loan HK$17.62M · min. income ≈ HK$188,420/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,734
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,649
−HK$2,963/mo
Today · 4.125%
HK$99,612
baseline
▲ 0.50% · 4.625%
HK$105,673
+HK$6,061/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,224/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,278
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,075
−HK$2,837/mo
Today · 4.125%
HK$109,912
baseline
▲ 0.50% · 4.625%
HK$115,705
+HK$5,793/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,824/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,515
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,264
−HK$3,808/mo
Today · 4.125%
HK$128,072
baseline
▲ 0.50% · 4.625%
HK$135,865
+HK$7,793/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$256,144/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,072
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$137,667
−HK$3,648/mo
Today · 4.125%
HK$141,315
baseline
▲ 0.50% · 4.625%
HK$148,764
+HK$7,449/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$282,630/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,881 · Scale 2, in force from 26 Feb 2026)