LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,955
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,038
−HK$2,116/mo
Today · 4.125%
HK$71,154
baseline
▲ 0.50% · 4.625%
HK$75,484
+HK$4,330/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,308/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,487
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,485
−HK$2,027/mo
Today · 4.125%
HK$78,512
baseline
▲ 0.50% · 4.625%
HK$82,650
+HK$4,138/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$157,024/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,346
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,846
−HK$2,539/mo
Today · 4.125%
HK$85,385
baseline
▲ 0.50% · 4.625%
HK$90,580
+HK$5,195/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$170,770/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,385
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,782
−HK$2,432/mo
Today · 4.125%
HK$94,214
baseline
▲ 0.50% · 4.625%
HK$99,180
+HK$4,966/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$188,428/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,738
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,653
−HK$2,963/mo
Today · 4.125%
HK$99,616
baseline
▲ 0.50% · 4.625%
HK$105,677
+HK$6,061/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,232/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,282
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,079
−HK$2,837/mo
Today · 4.125%
HK$109,916
baseline
▲ 0.50% · 4.625%
HK$115,710
+HK$5,794/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,832/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,520
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,269
−HK$3,808/mo
Today · 4.125%
HK$128,077
baseline
▲ 0.50% · 4.625%
HK$135,871
+HK$7,794/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$256,154/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,077
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$137,673
−HK$3,648/mo
Today · 4.125%
HK$141,321
baseline
▲ 0.50% · 4.625%
HK$148,770
+HK$7,449/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$282,642/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,933 · Scale 2, in force from 26 Feb 2026)