LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,958
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,041
−HK$2,116/mo
Today · 4.125%
HK$71,157
baseline
▲ 0.50% · 4.625%
HK$75,487
+HK$4,330/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,314/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,490
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,488
−HK$2,027/mo
Today · 4.125%
HK$78,515
baseline
▲ 0.50% · 4.625%
HK$82,653
+HK$4,138/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$157,030/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,247,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,350
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,849
−HK$2,539/mo
Today · 4.125%
HK$85,388
baseline
▲ 0.50% · 4.625%
HK$90,584
+HK$5,196/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$170,776/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,388
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,786
−HK$2,432/mo
Today · 4.125%
HK$94,218
baseline
▲ 0.50% · 4.625%
HK$99,184
+HK$4,966/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$188,436/mo (50% DSR)
Upfront cash ≈ HK$12.99M (deposit + AVD stamp duty HK$1,247,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,741
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,657
−HK$2,963/mo
Today · 4.125%
HK$99,620
baseline
▲ 0.50% · 4.625%
HK$105,681
+HK$6,061/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$199,240/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,286
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,083
−HK$2,837/mo
Today · 4.125%
HK$109,920
baseline
▲ 0.50% · 4.625%
HK$115,715
+HK$5,795/mo
Deposit HK$8.81M · loan HK$20.55M · min. income ≈ HK$219,840/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,247,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,524
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$124,273
−HK$3,809/mo
Today · 4.125%
HK$128,082
baseline
▲ 0.50% · 4.625%
HK$135,876
+HK$7,794/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$256,164/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,082
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$137,678
−HK$3,648/mo
Today · 4.125%
HK$141,326
baseline
▲ 0.50% · 4.625%
HK$148,776
+HK$7,450/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$282,652/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,247,982 · Scale 2, in force from 26 Feb 2026)