LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,967
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,050
−HK$2,116/mo
Today · 4.125%
HK$71,166
baseline
▲ 0.50% · 4.625%
HK$75,496
+HK$4,330/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,332/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,500
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,498
−HK$2,027/mo
Today · 4.125%
HK$78,525
baseline
▲ 0.50% · 4.625%
HK$82,664
+HK$4,139/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$157,050/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,360
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,860
−HK$2,539/mo
Today · 4.125%
HK$85,399
baseline
▲ 0.50% · 4.625%
HK$90,596
+HK$5,197/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$170,798/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,400
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,797
−HK$2,433/mo
Today · 4.125%
HK$94,230
baseline
▲ 0.50% · 4.625%
HK$99,197
+HK$4,967/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$188,460/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,753
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,670
−HK$2,963/mo
Today · 4.125%
HK$99,633
baseline
▲ 0.50% · 4.625%
HK$105,695
+HK$6,062/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$199,266/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,300
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,097
−HK$2,838/mo
Today · 4.125%
HK$109,935
baseline
▲ 0.50% · 4.625%
HK$115,729
+HK$5,794/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$219,870/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,540
−HK$7,559/mo
▼ 0.25% · 3.875%
HK$124,290
−HK$3,809/mo
Today · 4.125%
HK$128,099
baseline
▲ 0.50% · 4.625%
HK$135,894
+HK$7,795/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$256,198/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,248,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,100
−HK$7,245/mo
▼ 0.25% · 3.875%
HK$137,696
−HK$3,649/mo
Today · 4.125%
HK$141,345
baseline
▲ 0.50% · 4.625%
HK$148,795
+HK$7,450/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$282,690/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,248,143 · Scale 2, in force from 26 Feb 2026)