LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,967
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,050
−HK$2,117/mo
Today · 4.125%
HK$71,167
baseline
▲ 0.50% · 4.625%
HK$75,497
+HK$4,330/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,334/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,500
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,498
−HK$2,027/mo
Today · 4.125%
HK$78,525
baseline
▲ 0.50% · 4.625%
HK$82,664
+HK$4,139/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$157,050/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,361
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,860
−HK$2,540/mo
Today · 4.125%
HK$85,400
baseline
▲ 0.50% · 4.625%
HK$90,596
+HK$5,196/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$170,800/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,400
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,798
−HK$2,432/mo
Today · 4.125%
HK$94,230
baseline
▲ 0.50% · 4.625%
HK$99,197
+HK$4,967/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$188,460/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,754
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,670
−HK$2,963/mo
Today · 4.125%
HK$99,633
baseline
▲ 0.50% · 4.625%
HK$105,696
+HK$6,063/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$199,266/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,300
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,098
−HK$2,837/mo
Today · 4.125%
HK$109,935
baseline
▲ 0.50% · 4.625%
HK$115,730
+HK$5,795/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$219,870/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,541
−HK$7,559/mo
▼ 0.25% · 3.875%
HK$124,290
−HK$3,810/mo
Today · 4.125%
HK$128,100
baseline
▲ 0.50% · 4.625%
HK$135,894
+HK$7,794/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$256,200/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,248,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,100
−HK$7,245/mo
▼ 0.25% · 3.875%
HK$137,697
−HK$3,648/mo
Today · 4.125%
HK$141,345
baseline
▲ 0.50% · 4.625%
HK$148,796
+HK$7,451/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$282,690/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$1,248,151 · Scale 2, in force from 26 Feb 2026)