LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,971
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,054
−HK$2,116/mo
Today · 4.125%
HK$71,170
baseline
▲ 0.50% · 4.625%
HK$75,501
+HK$4,331/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$142,340/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,504
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,502
−HK$2,027/mo
Today · 4.125%
HK$78,529
baseline
▲ 0.50% · 4.625%
HK$82,669
+HK$4,140/mo
Deposit HK$14.68M · loan HK$14.68M · min. income ≈ HK$157,058/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,365
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,865
−HK$2,539/mo
Today · 4.125%
HK$85,404
baseline
▲ 0.50% · 4.625%
HK$90,601
+HK$5,197/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$170,808/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,405
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,803
−HK$2,432/mo
Today · 4.125%
HK$94,235
baseline
▲ 0.50% · 4.625%
HK$99,203
+HK$4,968/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$188,470/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,759
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,675
−HK$2,963/mo
Today · 4.125%
HK$99,638
baseline
▲ 0.50% · 4.625%
HK$105,701
+HK$6,063/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$199,276/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,306
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,103
−HK$2,838/mo
Today · 4.125%
HK$109,941
baseline
▲ 0.50% · 4.625%
HK$115,736
+HK$5,795/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$219,882/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,547
−HK$7,560/mo
▼ 0.25% · 3.875%
HK$124,297
−HK$3,810/mo
Today · 4.125%
HK$128,107
baseline
▲ 0.50% · 4.625%
HK$135,902
+HK$7,795/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$256,214/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,108
−HK$7,245/mo
▼ 0.25% · 3.875%
HK$137,704
−HK$3,649/mo
Today · 4.125%
HK$141,353
baseline
▲ 0.50% · 4.625%
HK$148,804
+HK$7,451/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$282,706/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,217 · Scale 2, in force from 26 Feb 2026)