LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,973
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,057
−HK$2,116/mo
Today · 4.125%
HK$71,173
baseline
▲ 0.50% · 4.625%
HK$75,504
+HK$4,331/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,346/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,507
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,506
−HK$2,027/mo
Today · 4.125%
HK$78,533
baseline
▲ 0.50% · 4.625%
HK$82,672
+HK$4,139/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,066/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,368
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,868
−HK$2,540/mo
Today · 4.125%
HK$85,408
baseline
▲ 0.50% · 4.625%
HK$90,605
+HK$5,197/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$170,816/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,409
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,807
−HK$2,432/mo
Today · 4.125%
HK$94,239
baseline
▲ 0.50% · 4.625%
HK$99,207
+HK$4,968/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$188,478/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,763
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,679
−HK$2,964/mo
Today · 4.125%
HK$99,643
baseline
▲ 0.50% · 4.625%
HK$105,706
+HK$6,063/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$199,286/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,310
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,108
−HK$2,838/mo
Today · 4.125%
HK$109,946
baseline
▲ 0.50% · 4.625%
HK$115,741
+HK$5,795/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$219,892/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,552
−HK$7,560/mo
▼ 0.25% · 3.875%
HK$124,302
−HK$3,810/mo
Today · 4.125%
HK$128,112
baseline
▲ 0.50% · 4.625%
HK$135,907
+HK$7,795/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$256,224/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,113
−HK$7,246/mo
▼ 0.25% · 3.875%
HK$137,710
−HK$3,649/mo
Today · 4.125%
HK$141,359
baseline
▲ 0.50% · 4.625%
HK$148,810
+HK$7,451/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$282,718/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,268 · Scale 2, in force from 26 Feb 2026)