LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,975
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,059
−HK$2,116/mo
Today · 4.125%
HK$71,175
baseline
▲ 0.50% · 4.625%
HK$75,506
+HK$4,331/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,350/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,509
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,508
−HK$2,027/mo
Today · 4.125%
HK$78,535
baseline
▲ 0.50% · 4.625%
HK$82,674
+HK$4,139/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,070/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,370
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,870
−HK$2,540/mo
Today · 4.125%
HK$85,410
baseline
▲ 0.50% · 4.625%
HK$90,607
+HK$5,197/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$170,820/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,411
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,809
−HK$2,433/mo
Today · 4.125%
HK$94,242
baseline
▲ 0.50% · 4.625%
HK$99,209
+HK$4,967/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$188,484/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,765
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,682
−HK$2,963/mo
Today · 4.125%
HK$99,645
baseline
▲ 0.50% · 4.625%
HK$105,708
+HK$6,063/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$199,290/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,313
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,111
−HK$2,838/mo
Today · 4.125%
HK$109,949
baseline
▲ 0.50% · 4.625%
HK$115,744
+HK$5,795/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$219,898/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,555
−HK$7,560/mo
▼ 0.25% · 3.875%
HK$124,305
−HK$3,810/mo
Today · 4.125%
HK$128,115
baseline
▲ 0.50% · 4.625%
HK$135,911
+HK$7,796/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$256,230/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,117
−HK$7,246/mo
▼ 0.25% · 3.875%
HK$137,714
−HK$3,649/mo
Today · 4.125%
HK$141,363
baseline
▲ 0.50% · 4.625%
HK$148,814
+HK$7,451/mo
Deposit HK$2.94M · loan HK$26.43M · min. income ≈ HK$282,726/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,301 · Scale 2, in force from 26 Feb 2026)