LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,977
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,060
−HK$2,117/mo
Today · 4.125%
HK$71,177
baseline
▲ 0.50% · 4.625%
HK$75,508
+HK$4,331/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,354/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,511
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,510
−HK$2,027/mo
Today · 4.125%
HK$78,537
baseline
▲ 0.50% · 4.625%
HK$82,677
+HK$4,140/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,074/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,248,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,372
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,872
−HK$2,540/mo
Today · 4.125%
HK$85,412
baseline
▲ 0.50% · 4.625%
HK$90,610
+HK$5,198/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$170,824/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,413
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,812
−HK$2,432/mo
Today · 4.125%
HK$94,244
baseline
▲ 0.50% · 4.625%
HK$99,212
+HK$4,968/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$188,488/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,768
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,685
−HK$2,963/mo
Today · 4.125%
HK$99,648
baseline
▲ 0.50% · 4.625%
HK$105,711
+HK$6,063/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$199,296/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,316
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,113
−HK$2,839/mo
Today · 4.125%
HK$109,952
baseline
▲ 0.50% · 4.625%
HK$115,747
+HK$5,795/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$219,904/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,559
−HK$7,560/mo
▼ 0.25% · 3.875%
HK$124,309
−HK$3,810/mo
Today · 4.125%
HK$128,119
baseline
▲ 0.50% · 4.625%
HK$135,914
+HK$7,795/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$256,238/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,120
−HK$7,246/mo
▼ 0.25% · 3.875%
HK$137,717
−HK$3,649/mo
Today · 4.125%
HK$141,366
baseline
▲ 0.50% · 4.625%
HK$148,818
+HK$7,452/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$282,732/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,335 · Scale 2, in force from 26 Feb 2026)