LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,980
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,063
−HK$2,117/mo
Today · 4.125%
HK$71,180
baseline
▲ 0.50% · 4.625%
HK$75,511
+HK$4,331/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,360/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,514
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,513
−HK$2,027/mo
Today · 4.125%
HK$78,540
baseline
▲ 0.50% · 4.625%
HK$82,680
+HK$4,140/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,080/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,376
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,876
−HK$2,540/mo
Today · 4.125%
HK$85,416
baseline
▲ 0.50% · 4.625%
HK$90,613
+HK$5,197/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$170,832/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,417
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,815
−HK$2,433/mo
Today · 4.125%
HK$94,248
baseline
▲ 0.50% · 4.625%
HK$99,216
+HK$4,968/mo
Deposit HK$11.75M · loan HK$17.62M · min. income ≈ HK$188,496/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,772
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,689
−HK$2,963/mo
Today · 4.125%
HK$99,652
baseline
▲ 0.50% · 4.625%
HK$105,716
+HK$6,064/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$199,304/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,320
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,118
−HK$2,838/mo
Today · 4.125%
HK$109,956
baseline
▲ 0.50% · 4.625%
HK$115,752
+HK$5,796/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$219,912/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,564
−HK$7,560/mo
▼ 0.25% · 3.875%
HK$124,314
−HK$3,810/mo
Today · 4.125%
HK$128,124
baseline
▲ 0.50% · 4.625%
HK$135,920
+HK$7,796/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$256,248/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,126
−HK$7,246/mo
▼ 0.25% · 3.875%
HK$137,723
−HK$3,649/mo
Today · 4.125%
HK$141,372
baseline
▲ 0.50% · 4.625%
HK$148,824
+HK$7,452/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$282,744/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,388 · Scale 2, in force from 26 Feb 2026)