LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,983
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,067
−HK$2,116/mo
Today · 4.125%
HK$71,183
baseline
▲ 0.50% · 4.625%
HK$75,515
+HK$4,332/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,366/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,518
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,516
−HK$2,028/mo
Today · 4.125%
HK$78,544
baseline
▲ 0.50% · 4.625%
HK$82,684
+HK$4,140/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,088/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,380
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,880
−HK$2,540/mo
Today · 4.125%
HK$85,420
baseline
▲ 0.50% · 4.625%
HK$90,618
+HK$5,198/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$170,840/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,421
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,820
−HK$2,433/mo
Today · 4.125%
HK$94,253
baseline
▲ 0.50% · 4.625%
HK$99,221
+HK$4,968/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$188,506/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,776
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,693
−HK$2,964/mo
Today · 4.125%
HK$99,657
baseline
▲ 0.50% · 4.625%
HK$105,721
+HK$6,064/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$199,314/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,325
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,123
−HK$2,838/mo
Today · 4.125%
HK$109,961
baseline
▲ 0.50% · 4.625%
HK$115,758
+HK$5,797/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$219,922/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,569
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,320
−HK$3,810/mo
Today · 4.125%
HK$128,130
baseline
▲ 0.50% · 4.625%
HK$135,927
+HK$7,797/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$256,260/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,132
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$137,730
−HK$3,649/mo
Today · 4.125%
HK$141,379
baseline
▲ 0.50% · 4.625%
HK$148,831
+HK$7,452/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$282,758/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,446 · Scale 2, in force from 26 Feb 2026)