LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,986
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,070
−HK$2,117/mo
Today · 4.125%
HK$71,187
baseline
▲ 0.50% · 4.625%
HK$75,519
+HK$4,332/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,374/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,522
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,520
−HK$2,028/mo
Today · 4.125%
HK$78,548
baseline
▲ 0.50% · 4.625%
HK$82,688
+HK$4,140/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,096/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,384
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,884
−HK$2,540/mo
Today · 4.125%
HK$85,424
baseline
▲ 0.50% · 4.625%
HK$90,622
+HK$5,198/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$170,848/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,426
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,824
−HK$2,433/mo
Today · 4.125%
HK$94,257
baseline
▲ 0.50% · 4.625%
HK$99,226
+HK$4,969/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$188,514/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,781
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,698
−HK$2,964/mo
Today · 4.125%
HK$99,662
baseline
▲ 0.50% · 4.625%
HK$105,726
+HK$6,064/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$199,324/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,330
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$107,128
−HK$2,839/mo
Today · 4.125%
HK$109,967
baseline
▲ 0.50% · 4.625%
HK$115,763
+HK$5,796/mo
Deposit HK$8.81M · loan HK$20.56M · min. income ≈ HK$219,934/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,575
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$124,326
−HK$3,811/mo
Today · 4.125%
HK$128,137
baseline
▲ 0.50% · 4.625%
HK$135,933
+HK$7,796/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$256,274/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,139
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$137,737
−HK$3,649/mo
Today · 4.125%
HK$141,386
baseline
▲ 0.50% · 4.625%
HK$148,839
+HK$7,453/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$282,772/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,510 · Scale 2, in force from 26 Feb 2026)