LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,992
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,076
−HK$2,117/mo
Today · 4.125%
HK$71,193
baseline
▲ 0.50% · 4.625%
HK$75,525
+HK$4,332/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,386/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,528
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,527
−HK$2,028/mo
Today · 4.125%
HK$78,555
baseline
▲ 0.50% · 4.625%
HK$82,695
+HK$4,140/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,110/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,391
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,891
−HK$2,541/mo
Today · 4.125%
HK$85,432
baseline
▲ 0.50% · 4.625%
HK$90,630
+HK$5,198/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$170,864/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,434
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,832
−HK$2,434/mo
Today · 4.125%
HK$94,266
baseline
▲ 0.50% · 4.625%
HK$99,235
+HK$4,969/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$188,532/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,789
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,707
−HK$2,964/mo
Today · 4.125%
HK$99,671
baseline
▲ 0.50% · 4.625%
HK$105,735
+HK$6,064/mo
Deposit HK$8.81M · loan HK$20.57M · min. income ≈ HK$199,342/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,340
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$107,138
−HK$2,839/mo
Today · 4.125%
HK$109,977
baseline
▲ 0.50% · 4.625%
HK$115,774
+HK$5,797/mo
Deposit HK$8.81M · loan HK$20.57M · min. income ≈ HK$219,954/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,586
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$124,337
−HK$3,811/mo
Today · 4.125%
HK$128,148
baseline
▲ 0.50% · 4.625%
HK$135,945
+HK$7,797/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$256,296/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,151
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,749
−HK$3,650/mo
Today · 4.125%
HK$141,399
baseline
▲ 0.50% · 4.625%
HK$148,852
+HK$7,453/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$282,798/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,619 · Scale 2, in force from 26 Feb 2026)