LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,993
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,077
−HK$2,117/mo
Today · 4.125%
HK$71,194
baseline
▲ 0.50% · 4.625%
HK$75,526
+HK$4,332/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,388/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,529
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,528
−HK$2,028/mo
Today · 4.125%
HK$78,556
baseline
▲ 0.50% · 4.625%
HK$82,696
+HK$4,140/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,112/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,391
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,892
−HK$2,541/mo
Today · 4.125%
HK$85,433
baseline
▲ 0.50% · 4.625%
HK$90,631
+HK$5,198/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$170,866/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,435
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,833
−HK$2,434/mo
Today · 4.125%
HK$94,267
baseline
▲ 0.50% · 4.625%
HK$99,236
+HK$4,969/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$188,534/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,790
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,707
−HK$2,965/mo
Today · 4.125%
HK$99,672
baseline
▲ 0.50% · 4.625%
HK$105,736
+HK$6,064/mo
Deposit HK$8.81M · loan HK$20.57M · min. income ≈ HK$199,344/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,341
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$107,139
−HK$2,839/mo
Today · 4.125%
HK$109,978
baseline
▲ 0.50% · 4.625%
HK$115,775
+HK$5,797/mo
Deposit HK$8.81M · loan HK$20.57M · min. income ≈ HK$219,956/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,587
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$124,338
−HK$3,811/mo
Today · 4.125%
HK$128,149
baseline
▲ 0.50% · 4.625%
HK$135,947
+HK$7,798/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$256,298/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,152
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,750
−HK$3,650/mo
Today · 4.125%
HK$141,400
baseline
▲ 0.50% · 4.625%
HK$148,853
+HK$7,453/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$282,800/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,631 · Scale 2, in force from 26 Feb 2026)