LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,999
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,083
−HK$2,118/mo
Today · 4.125%
HK$71,201
baseline
▲ 0.50% · 4.625%
HK$75,533
+HK$4,332/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,402/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,536
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,535
−HK$2,028/mo
Today · 4.125%
HK$78,563
baseline
▲ 0.50% · 4.625%
HK$82,704
+HK$4,141/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,126/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,399
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,900
−HK$2,541/mo
Today · 4.125%
HK$85,441
baseline
▲ 0.50% · 4.625%
HK$90,640
+HK$5,199/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$170,882/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,443
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,842
−HK$2,433/mo
Today · 4.125%
HK$94,275
baseline
▲ 0.50% · 4.625%
HK$99,245
+HK$4,970/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$188,550/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,799
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,716
−HK$2,965/mo
Today · 4.125%
HK$99,681
baseline
▲ 0.50% · 4.625%
HK$105,746
+HK$6,065/mo
Deposit HK$8.81M · loan HK$20.57M · min. income ≈ HK$199,362/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,350
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,149
−HK$2,839/mo
Today · 4.125%
HK$109,988
baseline
▲ 0.50% · 4.625%
HK$115,786
+HK$5,798/mo
Deposit HK$8.81M · loan HK$20.57M · min. income ≈ HK$219,976/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,598
−HK$7,563/mo
▼ 0.25% · 3.875%
HK$124,350
−HK$3,811/mo
Today · 4.125%
HK$128,161
baseline
▲ 0.50% · 4.625%
HK$135,959
+HK$7,798/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$256,322/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,165
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,763
−HK$3,650/mo
Today · 4.125%
HK$141,413
baseline
▲ 0.50% · 4.625%
HK$148,867
+HK$7,454/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$282,826/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,747 · Scale 2, in force from 26 Feb 2026)