LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,001
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,085
−HK$2,117/mo
Today · 4.125%
HK$71,202
baseline
▲ 0.50% · 4.625%
HK$75,535
+HK$4,333/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,404/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,538
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,537
−HK$2,028/mo
Today · 4.125%
HK$78,565
baseline
▲ 0.50% · 4.625%
HK$82,706
+HK$4,141/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,130/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,401
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,902
−HK$2,541/mo
Today · 4.125%
HK$85,443
baseline
▲ 0.50% · 4.625%
HK$90,642
+HK$5,199/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$170,886/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,445
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,844
−HK$2,434/mo
Today · 4.125%
HK$94,278
baseline
▲ 0.50% · 4.625%
HK$99,247
+HK$4,969/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$188,556/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,801
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,719
−HK$2,964/mo
Today · 4.125%
HK$99,683
baseline
▲ 0.50% · 4.625%
HK$105,749
+HK$6,066/mo
Deposit HK$8.81M · loan HK$20.57M · min. income ≈ HK$199,366/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,353
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,151
−HK$2,840/mo
Today · 4.125%
HK$109,991
baseline
▲ 0.50% · 4.625%
HK$115,788
+HK$5,797/mo
Deposit HK$8.81M · loan HK$20.57M · min. income ≈ HK$219,982/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,601
−HK$7,563/mo
▼ 0.25% · 3.875%
HK$124,353
−HK$3,811/mo
Today · 4.125%
HK$128,164
baseline
▲ 0.50% · 4.625%
HK$135,963
+HK$7,799/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$256,328/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,168
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,766
−HK$3,650/mo
Today · 4.125%
HK$141,416
baseline
▲ 0.50% · 4.625%
HK$148,871
+HK$7,455/mo
Deposit HK$2.94M · loan HK$26.44M · min. income ≈ HK$282,832/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,777 · Scale 2, in force from 26 Feb 2026)