LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,007
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,091
−HK$2,118/mo
Today · 4.125%
HK$71,209
baseline
▲ 0.50% · 4.625%
HK$75,542
+HK$4,333/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,418/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,545
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,544
−HK$2,028/mo
Today · 4.125%
HK$78,572
baseline
▲ 0.50% · 4.625%
HK$82,714
+HK$4,142/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,144/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,408
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$82,910
−HK$2,541/mo
Today · 4.125%
HK$85,451
baseline
▲ 0.50% · 4.625%
HK$90,650
+HK$5,199/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$170,902/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,454
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,853
−HK$2,433/mo
Today · 4.125%
HK$94,286
baseline
▲ 0.50% · 4.625%
HK$99,256
+HK$4,970/mo
Deposit HK$11.75M · loan HK$17.63M · min. income ≈ HK$188,572/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,810
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,728
−HK$2,965/mo
Today · 4.125%
HK$99,693
baseline
▲ 0.50% · 4.625%
HK$105,759
+HK$6,066/mo
Deposit HK$8.82M · loan HK$20.57M · min. income ≈ HK$199,386/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,363
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,161
−HK$2,840/mo
Today · 4.125%
HK$110,001
baseline
▲ 0.50% · 4.625%
HK$115,799
+HK$5,798/mo
Deposit HK$8.82M · loan HK$20.57M · min. income ≈ HK$220,002/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$1,248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,613
−HK$7,563/mo
▼ 0.25% · 3.875%
HK$124,364
−HK$3,812/mo
Today · 4.125%
HK$128,176
baseline
▲ 0.50% · 4.625%
HK$135,975
+HK$7,799/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$256,352/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,180
−HK$7,250/mo
▼ 0.25% · 3.875%
HK$137,779
−HK$3,651/mo
Today · 4.125%
HK$141,430
baseline
▲ 0.50% · 4.625%
HK$148,885
+HK$7,455/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$282,860/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,248,895 · Scale 2, in force from 26 Feb 2026)