LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,014
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,099
−HK$2,118/mo
Today · 4.125%
HK$71,217
baseline
▲ 0.50% · 4.625%
HK$75,550
+HK$4,333/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$142,434/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,249,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,553
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,552
−HK$2,029/mo
Today · 4.125%
HK$78,581
baseline
▲ 0.50% · 4.625%
HK$82,723
+HK$4,142/mo
Deposit HK$14.69M · loan HK$14.69M · min. income ≈ HK$157,162/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,249,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,417
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$82,919
−HK$2,541/mo
Today · 4.125%
HK$85,460
baseline
▲ 0.50% · 4.625%
HK$90,660
+HK$5,200/mo
Deposit HK$11.76M · loan HK$17.63M · min. income ≈ HK$170,920/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,249,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,463
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$91,863
−HK$2,434/mo
Today · 4.125%
HK$94,297
baseline
▲ 0.50% · 4.625%
HK$99,267
+HK$4,970/mo
Deposit HK$11.76M · loan HK$17.63M · min. income ≈ HK$188,594/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,249,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,820
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,738
−HK$2,965/mo
Today · 4.125%
HK$99,703
baseline
▲ 0.50% · 4.625%
HK$105,770
+HK$6,067/mo
Deposit HK$8.82M · loan HK$20.57M · min. income ≈ HK$199,406/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,374
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,173
−HK$2,840/mo
Today · 4.125%
HK$110,013
baseline
▲ 0.50% · 4.625%
HK$115,812
+HK$5,799/mo
Deposit HK$8.82M · loan HK$20.57M · min. income ≈ HK$220,026/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,626
−HK$7,564/mo
▼ 0.25% · 3.875%
HK$124,378
−HK$3,812/mo
Today · 4.125%
HK$128,190
baseline
▲ 0.50% · 4.625%
HK$135,990
+HK$7,800/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$256,380/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,195
−HK$7,250/mo
▼ 0.25% · 3.875%
HK$137,794
−HK$3,651/mo
Today · 4.125%
HK$141,445
baseline
▲ 0.50% · 4.625%
HK$148,901
+HK$7,456/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$282,890/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,030 · Scale 2, in force from 26 Feb 2026)