LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,022
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,107
−HK$2,118/mo
Today · 4.125%
HK$71,225
baseline
▲ 0.50% · 4.625%
HK$75,559
+HK$4,334/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,450/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,562
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,561
−HK$2,029/mo
Today · 4.125%
HK$78,590
baseline
▲ 0.50% · 4.625%
HK$82,733
+HK$4,143/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,180/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,427
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$82,928
−HK$2,542/mo
Today · 4.125%
HK$85,470
baseline
▲ 0.50% · 4.625%
HK$90,671
+HK$5,201/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$170,940/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,474
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$91,874
−HK$2,434/mo
Today · 4.125%
HK$94,308
baseline
▲ 0.50% · 4.625%
HK$99,279
+HK$4,971/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$188,616/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,831
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,750
−HK$2,965/mo
Today · 4.125%
HK$99,715
baseline
▲ 0.50% · 4.625%
HK$105,783
+HK$6,068/mo
Deposit HK$8.82M · loan HK$20.57M · min. income ≈ HK$199,430/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,386
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,186
−HK$2,840/mo
Today · 4.125%
HK$110,026
baseline
▲ 0.50% · 4.625%
HK$115,826
+HK$5,800/mo
Deposit HK$8.82M · loan HK$20.57M · min. income ≈ HK$220,052/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,640
−HK$7,565/mo
▼ 0.25% · 3.875%
HK$124,393
−HK$3,812/mo
Today · 4.125%
HK$128,205
baseline
▲ 0.50% · 4.625%
HK$136,006
+HK$7,801/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$256,410/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,211
−HK$7,251/mo
▼ 0.25% · 3.875%
HK$137,810
−HK$3,652/mo
Today · 4.125%
HK$141,462
baseline
▲ 0.50% · 4.625%
HK$148,919
+HK$7,457/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$282,924/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,179 · Scale 2, in force from 26 Feb 2026)