LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,025
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,109
−HK$2,119/mo
Today · 4.125%
HK$71,228
baseline
▲ 0.50% · 4.625%
HK$75,562
+HK$4,334/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,456/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,564
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,564
−HK$2,029/mo
Today · 4.125%
HK$78,593
baseline
▲ 0.50% · 4.625%
HK$82,735
+HK$4,142/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,186/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,430
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$82,931
−HK$2,542/mo
Today · 4.125%
HK$85,473
baseline
▲ 0.50% · 4.625%
HK$90,674
+HK$5,201/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$170,946/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,477
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$91,877
−HK$2,434/mo
Today · 4.125%
HK$94,311
baseline
▲ 0.50% · 4.625%
HK$99,283
+HK$4,972/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$188,622/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,835
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,753
−HK$2,966/mo
Today · 4.125%
HK$99,719
baseline
▲ 0.50% · 4.625%
HK$105,786
+HK$6,067/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$199,438/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,390
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,190
−HK$2,840/mo
Today · 4.125%
HK$110,030
baseline
▲ 0.50% · 4.625%
HK$115,830
+HK$5,800/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$220,060/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,644
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$124,397
−HK$3,813/mo
Today · 4.125%
HK$128,210
baseline
▲ 0.50% · 4.625%
HK$136,011
+HK$7,801/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$256,420/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,216
−HK$7,251/mo
▼ 0.25% · 3.875%
HK$137,815
−HK$3,652/mo
Today · 4.125%
HK$141,467
baseline
▲ 0.50% · 4.625%
HK$148,924
+HK$7,457/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$282,934/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,223 · Scale 2, in force from 26 Feb 2026)