LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,025
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$69,110
−HK$2,119/mo
Today · 4.125%
HK$71,229
baseline
▲ 0.50% · 4.625%
HK$75,563
+HK$4,334/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$142,458/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,565
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,565
−HK$2,029/mo
Today · 4.125%
HK$78,594
baseline
▲ 0.50% · 4.625%
HK$82,736
+HK$4,142/mo
Deposit HK$14.70M · loan HK$14.70M · min. income ≈ HK$157,188/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,431
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$82,932
−HK$2,542/mo
Today · 4.125%
HK$85,474
baseline
▲ 0.50% · 4.625%
HK$90,675
+HK$5,201/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$170,948/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,478
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$91,878
−HK$2,434/mo
Today · 4.125%
HK$94,312
baseline
▲ 0.50% · 4.625%
HK$99,284
+HK$4,972/mo
Deposit HK$11.76M · loan HK$17.64M · min. income ≈ HK$188,624/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,836
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,754
−HK$2,966/mo
Today · 4.125%
HK$99,720
baseline
▲ 0.50% · 4.625%
HK$105,788
+HK$6,068/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$199,440/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,391
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,191
−HK$2,840/mo
Today · 4.125%
HK$110,031
baseline
▲ 0.50% · 4.625%
HK$115,831
+HK$5,800/mo
Deposit HK$8.82M · loan HK$20.58M · min. income ≈ HK$220,062/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$1,249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,646
−HK$7,565/mo
▼ 0.25% · 3.875%
HK$124,399
−HK$3,812/mo
Today · 4.125%
HK$128,211
baseline
▲ 0.50% · 4.625%
HK$136,013
+HK$7,802/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$256,422/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,217
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$137,817
−HK$3,652/mo
Today · 4.125%
HK$141,469
baseline
▲ 0.50% · 4.625%
HK$148,926
+HK$7,457/mo
Deposit HK$2.94M · loan HK$26.45M · min. income ≈ HK$282,938/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$1,249,238 · Scale 2, in force from 26 Feb 2026)